Locations
Therapy in all 50 states.
Total Life therapists are licensed across the United States. Find a therapist who specializes in older adults, covered by Medicare, near you.




Total Life serves older adults from coast to coast, across cities, suburbs, and rural communities.
Find Your State
Where are you looking for care?
Northeast
9 statesMidwest
12 statesSouth
16 statesOnline therapy that takes insurance
Find an online therapist that accepts your insurance, in any state.
Finding online therapy that takes insurance used to require calling dozens of providers, checking directories, and waiting weeks for an appointment. Total Life makes it simple: every therapist in our network accepts Medicare and most major insurance plans, and we confirm your exact coverage before your first session at no charge.
Our licensed therapists are available by phone or video in all 50 states. They specialize in the mental health needs of adults 65 and older, including depression, anxiety, grief, caregiver stress, and life transitions. Sessions work on any phone or computer. No app required.
Medicare Part B covers online counseling services at 80% after your annual deductible. Most Total Life members with a Medicare Advantage or supplemental plan pay $0 per session. Private insurance plans including Aetna, Cigna, UnitedHealthcare, Humana, and BlueCross BlueShield also cover online therapy through Total Life in most states.
50
States with licensed therapists
$0
Out-of-pocket cost for most Medicare members
48h
Average time to first matched session
Up to 100% covered by Medicare and most insurances
Coverage you already have.
Total Life is a Medicare provider. Most insured clients pay $0 with supplemental insurance.
















How it works
From first call to first session in your state.
1. Check coverage
Tell us your state and insurance. We confirm your exact coverage in 60 seconds, free.
2. Match with a therapist
We connect you with a therapist licensed in your state who specializes in older adults. 92% of members stay with their first match.
3. Start your sessions
Meet by phone or video, from home. Most members are matched within 24 hours.
Don't see your state? We're probably there.
Total Life is licensed in all 50 U.S. states. Call us and we'll match you with a therapist licensed where you live.
Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.
