Total Life

Online Therapy
for Healthier Aging

As we grow older, changes in health, relationships, and daily life can affect our emotional well-being. Total Life makes it easier to find support with licensed therapists who specialize in working with older adults.

  • Up to 100% covered by Medicare
  • Flexible sessions that fit your life
  • Feel heard and supported from home

Lily is Total Life's AI wellness coach, here for everyday support and answers. She is not a medical provider and does not replace therapy.

Medicare-covered
Older adult in an online therapy session

Up to 100% covered by Medicare and most insurances

We accept most major insurances.

Our services are up to 100% covered by Medicare and most insured clients have a $0 copay, making high quality care more accessible and affordable than ever.

MedicareAetnaCigna HealthSpringUnitedHealthcareHumanaBlueCross BlueShieldMagellan HealthcareSCANMedicareAetnaCigna HealthSpringUnitedHealthcareHumanaBlueCross BlueShieldMagellan HealthcareSCAN

How It Works

Getting Started is Simple

1

Contact Us

Reach out online or by phone. We'll verify your Medicare coverage and confirm your eligibility.

2

Find Your Match

We'll connect you with a therapist who understands your needs. 92% of members stay with their first therapist match.

3

Start Your Journey

Meet by phone or video and begin building the tools to feel better.

Why Online Therapy Can Help

Therapy isn't just for crises. It's for life.

As we age, therapy becomes a powerful resource to help us navigate change, whether it's loss, loneliness, stress, or major life transitions. For many older adults, it's also a way to keep growing.

Convenience

No travel or waiting rooms; meet from the comfort of home.

Flexibility

Sessions scheduled around your day.

Privacy

Talk openly from your own space.

Coverage

Services often 100% covered by Medicare, with little or no out-of-pocket cost.

Our Therapists Understand

Depression & Anxiety / Grief & Loss / Life Transitions & Retirement / Cognitive Decline, Memory Concerns & Caregiver Stress / Chronic Pain & Illness / Loneliness & Isolation

Our Matching Process & Therapy Options

Behind every Total Life session is a licensed professional who specializes in supporting older adults. We'll talk with you about your needs, then recommend the right kind of therapy.

Total care for healthier aging with virtual mental health experts, covered by Medicare.

Get Started

10,000+

Older adults helped

100,000+

Sessions led

92%

Stay with first match

Why Our Clients Choose Total Life

Total Life has served over 10,000 adults and led over 100,000 sessions.

Dr. Tim Calvin has been a God Send. He is a kind, gentle and humorous man.

Read Reynold’s full story

Dear Total Life. Thank you for your wonderful service of therapy for the elderly. I had been searching for some time for therapy services for the elderly. I kept running into roadblocks until I ran across Total Life on the internet.

I had been an MSW/LCSW for 54 years and a BSW for 11 years before that. Yes, I will be 87 a few days from now. I just fully retired on March 31, 2026. I found myself drifting in the middle of Lake Michigan for some months until I found Total Life and realized there was a group of therapists reaching out to Medicare patients.

I was really fortunate I had not found someone before Total Life. I have been working on Erikson’s last stage of life and addressing the new life situations that “old age” has brought knocking. I find this a more pleasant experience compared to earlier therapy addressing the traumas and problems of growing up, plus the stress of relationships, children, addiction, financial, education and work.

A giant “THUMBS UP” for Total Life and Tim (Dr. Calvin).

Reynold Wolter

Total Life member · Working with Dr. Tim Calvin · MSW/LCSW (retired, 54 years) · Age 87

Take the First Step

Your journey to better mental health starts here.

Lily is Total Life's AI wellness coach, here for everyday support and answers. She is not a medical provider and does not replace therapy.