Join the Community
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
Depression
Depression in older adults is one of the most under-recognized conditions in healthcare. It rarely looks like sadness, and it almost never announces itself. Total Life therapists who specialize in older adults can help you understand what you're feeling. Covered by Medicare. By phone or video. From home.
Lily is Total Life's AI wellness coach, here for everyday support and answers. She is not a medical provider and does not replace therapy.

Covered by Medicare and most major plans
















You're not alone
These are common experiences, not a diagnostic checklist. A licensed therapist can help you understand what you're feeling without rushing to label it.
Why this is different after 65
In older adults, depression rarely presents as sadness. It often shows up as fatigue, irritability, memory complaints, or new physical symptoms. Primary care visits are short, and stigma in this generation is strong. As a result, depression in older adults is one of the most under-diagnosed mental health conditions in America. Therapy is a place where what you feel gets taken seriously, even when it doesn't have a name yet.
Older adults experience depressive symptoms in any given year
Source: CDC, 2023
Depression in older adults is missed in primary care more often than in any other age group
Source: American Geriatrics Society
Most adults 65+ who engage in therapy report meaningful change within 6 sessions
Source: Total Life member survey, 2024
How therapy helps
You don't need a diagnosis to start. A licensed therapist who works with older adults will listen, validate, and help you sort through what you've been carrying.
When everything feels heavy, the smallest scaffold helps: one walk, one meal, one call. Therapy helps you build it, sustainably.
If medication is part of your care, your therapist can coordinate with your primary care doctor. Total Life is a Medicare provider, and we work alongside your existing care.
How It Works
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
After a short conversation about your needs, we recommend an experienced counselor and schedule your first session.
On the scheduled date, your therapist reaches out by phone or video, and you begin working through what matters to you.
Why Total Life
| Total Life | In-person | |
|---|---|---|
| Getting started | Matched with a therapist within 24 hours | Often weeks on a waitlist |
| Where you meet | From home, by phone or video | Drive to an office |
| Specialization | Therapists who focus on adults 65+ | General practice, varies |
| Medicare | Covered by Medicare; most members pay $0 | May be out of network |
| Scheduling | Flexible times that fit your week | Limited office hours |
| Comfort | Talk from your own home | An unfamiliar waiting room |
All 50
States served
200+
Licensed providers
6+
Insurances accepted, plus Medicare
Meet Our Providers
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Clinical Social Worker (LCSW)
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Why Our Clients Choose Total Life
92% of members stay with their assigned therapist.
Dr. Tim Calvin has been a God Send. He is a kind, gentle and humorous man.
Read Reynold’s full storyShow less
Dear Total Life. Thank you for your wonderful service of therapy for the elderly. I had been searching for some time for therapy services for the elderly. I kept running into roadblocks until I ran across Total Life on the internet.
I had been an MSW/LCSW for 54 years and a BSW for 11 years before that. Yes, I will be 87 a few days from now. I just fully retired on March 31, 2026. I found myself drifting in the middle of Lake Michigan for some months until I found Total Life and realized there was a group of therapists reaching out to Medicare patients.
I was really fortunate I had not found someone before Total Life. I have been working on Erikson’s last stage of life and addressing the new life situations that “old age” has brought knocking. I find this a more pleasant experience compared to earlier therapy addressing the traumas and problems of growing up, plus the stress of relationships, children, addiction, financial, education and work.
A giant “THUMBS UP” for Total Life and Tim (Dr. Calvin).
Reynold Wolter
Total Life member · Working with Dr. Tim Calvin · MSW/LCSW (retired, 54 years) · Age 87
What Members Experience
After three sessions
After three sessions a majority of clients have hope that their situation is improving.
After six sessions
After six sessions a majority of clients have reflected that actual change occurred.
Take the first step. We'll do the rest.
Covered by Medicare. Most members are matched with a therapist within 24 hours.
Common questions
Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.