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Online Therapy for Seniors

Virtual Therapy Covered By Insurance

We understand finding the right therapist can be a daunting task, especially for seniors. That is why we want to make the process as simple and stress-free as possible. Our online counseling services are tailored specifically to seniors and are often covered by Medicare, making your session free if you have supplemental insurance for virtual therapy. With a few simple steps, you can connect with an affordable therapist who will provide the guidance you need to improve your mental well-being. Say goodbye to the frustration and uncertainty of searching for the right Medicare psychologist or Licensed Clinical Social Worker (LCSW). With Total Life, you have found the support you have been searching for. Find a mental health therapist near you with Total Life.

Mental Health Therapists Near Me
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Reach out to us through our website or by phone. We will verify your coverage and connect you with an online therapist who accepts Medicare.

Online Therapist Takes Insurance
Find Your Match

After discussing your needs, we recommend one of our experienced mental health counselors and schedule your first virtual therapy session.

Online Therapy That Takes Insurance
Start Your Journey

On the scheduled date of your session, your therapist will contact you via phone or video call to begin working on resolving your issues and improving your wellbeing.

The experience you deserve

92% of members 
stay with their assigned therapist

Online Therapists
Medicare Covered Online Therapy

Senior Mental Health Services

Empowering seniors to improve their mental health is at the core of Total Life’s mission. As you age, you may face a variety of challenges that can take a toll on your emotional well-being. Some of the most common reasons for which seniors seek mental health therapy include dealing with the loss of loved ones, managing chronic health conditions, and adjusting to retirement and changes in living arrangements. Often, seniors are also looking for therapy for caregivers. Whatever the reason may be, our team is here to provide the support and guidance needed to help you navigate these challenges through affordable online therapy. We offer online therapy that takes insurance to lighten the financial burden on our patients while still providing top quaility and healing therapy.

Mental Health Counselors Online

Find Hope Through Online Therapy

Working with a virtual therapist eliminates many of the barriers that can make in-person therapy difficult, especially when you have a virtual therapist covered by insurance. Rural members often find it hard to match with a therapist who accepts Medicare and specializes in working with seniors. Additionally, online therapy also allows for more flexibility in scheduling, making it easier to fit therapy into busy schedules and reduce travel. With online therapy, you can affordably improve your mental well-being through the convenience and flexibility of virtual sessions covered by select insurance plans. Our affordable online therapists are dedicated to guiding you on a path to health and well-being. We specialize in senior mental health services.


Access virtual care with experienced Medicare psychologists and LCSWS from the comfort of your own home.


Schedule sessions at times that are convenient for you, making it easier to fit online therapy into your busy schedule.


Feel more comfortable seeking therapy from the privacy of your own home you’ve matched with a therapist tailored to your needs.

Yes! Our goal is to provide online therapy that takes Medicare. With Medicare there are two types of coverage, Traditional also know as Original Medicare and Medicare Advantage plans. If you have a Traditional Medicare plan with supplemental insurance your sessions are often 100% covered. If you have a Medicare Advantage plan the cost of the session will be dependent on your insurance provider.

The best way to check your coverage is by calling us at 1-800-567-5433 or signing up online.

Our aim is to offer Medicare-compatible online therapy. Medicare includes two types of coverage: Traditional (also referred to as Original Medicare) and Medicare Advantage plans. If you have Traditional Medicare with supplementary insurance, your sessions are usually covered 100%. If you have a Medicare Advantage plan, the session’s cost will depend on your insurance provider.

To find a therapist covered by insurance call us at 1-800-567-5433 or sign up online.

Online therapy can be an effective way to improve your mental health by helping you to:

  1. Identify & address negative thought patterns or behaviors
  2. Develop coping skills to manage stress, anxiety, and other mental health concerns
  3. Improve communication and relationships with others
  4. Increase self-awareness and self-esteem
  5. Address the root causes of mental health issues and develop a plan for  recovery

Therapy is not a one-size-fits-all solution and may not be right for everyone. It’s important to work with a mental health professional to determine the best treatment plan for your specific needs and goals. We would be more than happy to answer any questions you may have. The best way to reach us is by calling us at 1-800-567-5433 or signing up online.

There are several different routes to getting the mental health therapy you deserve across the USA. Local therapy clinics, counseling services, and online therapy. If you are looking for online support please don’t hesitate to give us a call at 1-800-567-5433.

If you are a senior interested in accessing individual therapy, online therapy may offer a range of benefits for you. One of the main advantages of using Total Life is that it allows you to easily connect with a Medicare-approved therapist from the comfort and privacy of your own home. This can be especially beneficial if you have mobility issues or live in a rural area, as it eliminates the need to travel to in-person appointments. Another advantage of online therapy is that it provides you with a wider range of therapy options and allows you to schedule sessions at a time that is convenient for you. This can be particularly helpful if you have a busy schedule or multiple commitments that may make it difficult to find time to visit a therapist in person.

In addition, if you choose to access therapy through Total Life, you may benefit from reduced stigma and improved accessibility. Online therapy can provide a more anonymous and discreet way to access mental health services, which may be especially appealing if you are hesitant to seek help due to concerns about privacy or stigma. Overall, online therapy is a convenient and accessible option for seniors who are interested in accessing individual therapy services.

You can easily make an appointment with a therapist online through our three-quick-step process. By contacting us online or by calling 1-800-567-5433, you’ll be connected with a care coordinator to help you find the perfect therapist for you.

Mental Health Counselors Online

Online Counseling Services That Take Insurance

We offer a range of affordable therapy options to support individuals, caregivers, families, and couples. Each service matches you with a therapist that take Medicare. Our individual therapy sessions provide one-on-one support and guidance to those struggling with a range of mental health concerns, including addiction, depression, anxiety, grief and loss, life changes, chronic pain or illness, and loneliness. Our therapy sessions for caregivers are designed to support those who provide care to loved ones, offering them a space to process their emotions, manage stress, and develop coping strategies. In our family therapy sessions, we work with the entire family to enhance communication, handle disagreements, and establish stronger relationships. Whereas, our couples therapy sessions concentrate on enhancing communication, managing conflicts, and strengthening the bond between partners. Total Life’s offers online therapy that takes insurance, dont let financial barriers stop you from getting the car you need and deserve.

We help Senior facilitate positive change

Improve your Mental Health with Total Life

Looking for affordable online therapy that takes Medicare? Total Life offers Medicare-covered therapy with experienced therapists for seniors. Our tailored teletherapy services are personalized to address specific challenges and achieve meaningful results. With just six sessions, the majority of our clients report significant improvements in their mental health. Our therapists utilize inclusive language and a reassuring, professional tone to create a supportive environment. Choose convenience and affordability without compromising quality and efficacy. Get started with Total Life Online Therapy today and take the first step towards improved mental health.


Total Life offers Medicare-covered therapy services, which means that seniors may be able to access care at no cost or a minimal cost.

Personalized Care

Total Life is committed to providing personalized care to each of its clients, ensuring that they receive the support and resources they need to improve their mental health.


Total Life’s therapists are experienced in working with seniors and are trained in a variety of therapeutic approaches, ensuring that clients receive high-quality care.

Have Hope After Three Sessions

After three sessions a majority of clients have hope that things are getting better

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Senior Mental Health Services

Mental Health Services Online

Total Life Online Therapy specializes in providing mental health services for seniors struggling with anxiety, depression, cognitive decline, and chronic pain. Our experienced and affordable Medicare psychologists offer personalized care and online counseling services that take insurance, making it easy and convenient for seniors to get the help they need. Our trained therapists understand the unique challenges faced by seniors and offer a safe and supportive environment to discuss their concerns and work towards a healthier mental state. With our online counseling services, seniors can access mental health care from the comfort of their own homes. Don’t let mental health issues keep you from living fully. We employ therapists that accept Medicare. Contact Total Life Online Therapy today and start your journey towards improved mental health.


Therapy provides a safe and supportive environment where those struggling with anxiety can learn coping strategies, develop healthy behaviors, and process their emotions. With Total Life Online Therapy, seniors can access personalized and affordable virtual sessions to overcome anxiety and improve mental health. Are you struggling with finding online therapy with insurance, well then look no further because Total Life has you covered.


Are you or a loved one struggling with addiction? Total Life Online Therapy provides personalized, affordable, and convenient virtual sessions that help seniors overcome substance abuse. Our trained therapists offer a supportive environment to tackle the root causes of addiction and promote long-term recovery.


Total Life understands that depression can be a serious mental health concern for seniors. Our licensed and experienced therapists provide personalized and affordable virtual therapy to assess and address the causes of depression, develop effective coping skills, and promote long-term positive change in mental health and overall well-being. Find a therapist that accepts Medicare with Total Life today. We have the perfect mental health therapist near you. If you are a parent, or guardian or helping someone with depression know that we also offer therapy for caregivers. We have therapists who accept Medicare.

Grief and Loss

Experiencing grief and loss can have a significant impact on older adults mental health. Therapy can be an effective resource for individuals seeking help navigating these emotions. At Total Life Online Therapy, seniors can receive affordable virtual sessions to develop coping strategies and healthy behaviors that can help them overcome anxiety and enhance their mental well-being despite the challenges of grief and loss

Chronic Pain

Chronic pain is a devastating ailment to deal with. Our therapists are experienced in helping our patients develop effective coping strategies to help fight back against chronic pain. Our experienced Virtual Therapists are covered by insurance. No one should struggle with chronic pain alone, start your regenerative path with Total Life today. Having trouble finding a therapist that accepts Medicare? Well, your struggle has ended. Get matched with an affordable mental health therapist near you.

Cognitive Decline

Dealing with grief caused by cognitive decline can be overwhelming for seniors. Total Life’s licensed therapists provide personalized online therapy to address the unique challenges faced by seniors experiencing cognitive decline or other cognitive issues. Struggling with the cognitive decline of a spouse or loved one, we offer therapy for caregivers as well. Online counseling services like ours are hard to come by, take advantage by making a Total Life difference.


Total Life provides mental health therapy and counseling online or by phone for older adults. Our mission is to bring together effective mental health programs and services to older adults across the USA. 1-800-567-LIFE (5433) or Contact Us.

All of Total Life’s programs are covered by Original Medicare, most Medicare Advantage plans, and many PPOs. The great news is that if you have Original Medicare and a supplemental plan then therapy can often be entirely covered! If you have a Medicare Advantage plan, there may be a small copay. If you have questions about a specific plan, call our Care Team at 1-800-567-LIFE (5433) or Contact Us.

Yes! Medicare covers individual therapy, group therapy, and other forms of mental health care. And, online appointments are covered. Most Medicare-eligible people do not know that online therapists accept Medicare, and we hope to reach this audience to inform them of their benefits.

Our provider team is made up of experienced, caring therapists. All of our therapists are licensed in the state in which you receive care and have a high level of education (master’s degrees and above). Some of our therapists are clinical psychologists while some are clinical social workers. All have the education and experience necessary to diagnose and treat a variety of mental health conditions, and provide counseling for life changes and experiences, such as grief, chronic illness, or retirement.

Yes. Online mental health therapy has been shown to be just as effective as in-person therapy, and in some cases, may even be more effective. Online therapy has many additional benefits, such as convenience, flexible time, and a wider range of available providers.

In short, not right now. Medication must be prescribed by a prescribing provider, such as a doctor or, in some states, a nurse practitioner. We currently do not have prescribing providers on our team, but we can help refer you to one.

Before your session, we will send you a link via email for your video chat appointment. There is no login required to access Total Life’s online video chat. Just click, and you’ll join the session with your provider!

Referring someone into therapy is a delicate process, and we’re here to talk you through it. If you register for a consultation with our Care Team, we can discuss the situation privately and recommend next steps based on what we’ve learned. Sign up here.