Total Life

Rhode Island · Ocean State

Online therapy for older adults in Rhode Island.

Total Life therapists licensed in Rhode Island specialize in working with adults 65 and older. Covered by Medicare and most major insurances. Sessions by phone or video, from home.

  • Therapists licensed in Rhode Island
  • Up to 100% covered by Medicare
  • Most members matched within 24 hours
Older adult in Rhode Island connecting with a Medicare-covered online therapist

Covered by Medicare in Rhode Island

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Ocean State

Therapy that knows Rhode Island

Built around how people actually live here.

Rhode Island may be small, but it's one of the most age-friendly states in the country, short drives, dense community, and a coastline most residents grew up on. Total Life therapists are licensed across the state.

About 1 in 5 Rhode Islanders is 65 or older, and many have lived in the same neighborhood for decades. The community is close, and so are the conversations about grief, change, and getting older.

Mental wellness near you in Rhode Island

Small things that help.

Therapy is one piece. The rest is what you do between sessions, a walk in a familiar park, a Sunday morning at the mall before the stores open, an hour at the community center. These are real places in Rhode Island that older adults return to.

Walk Roger Williams Park in Providence, Rhode Island
Park

Walk Roger Williams Park

Providence, Rhode Island

Wide paths around the ponds, a Japanese garden, and a band-shell with summer concerts. A Rhode Island Sunday classic.

Newport's Cliff Walk in Newport, Rhode Island
Waterfront

Newport's Cliff Walk

Newport, Rhode Island

3.5 miles of ocean cliff walking, the first stretch is paved and flat, with mansion views and Atlantic air.

Slater Park & Daggett House in Pawtucket, Rhode Island
Park

Slater Park & Daggett House

Pawtucket, Rhode Island

Sunday afternoons, a paddleboat pond, and a small zoo. A neighborhood feel that many Rhode Islanders grew up with.

Warwick Mall walking in Warwick, Rhode Island
Mall walking

Warwick Mall walking

Warwick, Rhode Island

Climate-controlled and senior-friendly, with a morning walking group that meets before the stores open.

Blithewold gardens in Bristol, Rhode Island
Garden

Blithewold gardens

Bristol, Rhode Island

33 bayfront acres of garden and arboretum, a quiet, less-crowded alternative to Newport for an unhurried afternoon.

Places mentioned are independent public destinations referenced for community context, they are not affiliated with Total Life.

Insurance in Rhode Island

Plans we accept in Rhode Island.

We accept Original Medicare and select Medicare Advantage plans in Rhode Island, including BlueCross BlueShield of Rhode Island, UnitedHealthcare, Humana, Aetna and more. Most insured members pay $0 with supplemental insurance. We confirm your exact coverage in 60 seconds.

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How it works in Rhode Island

Most members are matched within 24 hours.

1. Free coverage check

Reach out by phone or online. We verify your Medicare coverage in Rhode Island and confirm eligibility on the call.

2. Match with a therapist

We connect you with a licensed Rhode Island therapist who specializes in your needs. 92% of members stay with their first match.

3. Start your sessions

Meet by phone or video, from your home. No app, no download. Most members have their first session within the week.

What we help with

The reasons people in Rhode Island reach out.

Rhode Island winters are gray and the spring mud season is long. Sessions happen from home, no need to navigate the ice or the wind off the Bay.

Medicare in Rhode Island

How Medicare covers therapy in Rhode Island.

Original Medicare (Part B) covers 80% of behavioral health sessions in Rhode Island. With a supplemental Medigap plan, the remaining 20% is typically covered too, most members pay $0 with supplemental insurance.

Medicare Advantage plans in Rhode Island (including BlueCross BlueShield of Rhode Island, UnitedHealthcare, Humana, Aetna) often have a small copay per session. We confirm your exact cost before you start.

Dual-eligible (Medicare + Medicaid) members in Rhode Island typically pay $0 per session.

Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency. We accept Medicare and Medicare Advantage plans for payment.

Find therapy by city in Rhode Island

Across Rhode Island

Regions we serve in Rhode Island.

Our therapists are licensed in Rhode Island and serve members across every region of the state.

Providence metro
East Bay & Newport
South County
Blackstone Valley
Aquidneck Island

Common questions about therapy in Rhode Island

Is Total Life therapy covered by Medicare in Rhode Island?+
Yes. Total Life is a Medicare provider in all 50 states including Rhode Island, and accepts Original Medicare plus select Medicare Advantage plans. Most insured Rhode Island members pay $0 with supplemental insurance.
Which Medicare Advantage plans do you accept in Rhode Island?+
In Rhode Island, we accept Original Medicare plus select Medicare Advantage plans including BlueCross BlueShield of Rhode Island, UnitedHealthcare, Humana, Aetna, Cigna. We confirm your exact plan in 60 seconds before your first session, a free coverage check, no obligation.
How quickly can I start therapy in Rhode Island?+
Most Rhode Island members are matched with a therapist within 24 hours and have their first session the same week. Call 1 (800) 567-LIFE to start today.
Do I need a computer or smartphone?+
No. Total Life sessions in Rhode Island can be done entirely by phone. If you prefer video, any smartphone or tablet works. No app required.
Are Total Life therapists licensed in Rhode Island?+
Yes. All Total Life therapists serving Rhode Island members are state-licensed in Rhode Island and specialize in the needs of older adults.
What if I've never done therapy before?+
Most of our members haven't. Your first session is just a conversation. You can tell us what's going on in your own words. Or simply say you don't know where to start.

Ready to start in Rhode Island?

Most Rhode Islandmembers have their first session within the week. Call us today and we'll handle the rest.

Total Life is a Medicare provider. We are not affiliated with, endorsed by, or part of Medicare or any government agency.