Join the Community
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
Online Therapy for Seniors
Talk with a licensed therapist who specializes in older adults, from the comfort of home, by phone or video. Covered by Medicare, often $0 out of pocket with a supplemental plan.
Covered by Medicare and most major plans
















What to Expect
No app to download and no login. We send a simple link, or you can do your whole session by phone. If you can make a call, you can do this.
Total Life works with Original Medicare, most Medicare Advantage plans, and many PPOs. With a supplemental plan, sessions are often fully covered.
Grief, a spouse's illness, retirement, loneliness, the changes that come with aging. Our therapists specialize in exactly this, for adults 65 and older.
How It Works
Reach out through our website or by phone. We verify your coverage and connect you with the right therapist.
After a short conversation about your needs, we recommend an experienced counselor and schedule your first session.
On the scheduled date, your therapist reaches out by phone or video, and you begin working through what matters to you.
Why Total Life
| Total Life | In-person | |
|---|---|---|
| Getting started | Matched with a therapist within 24 hours | Often weeks on a waitlist |
| Where you meet | From home, by phone or video | Drive to an office |
| Specialization | Therapists who focus on adults 65+ | General practice, varies |
| Medicare | Covered by Medicare; most members pay $0 | May be out of network |
| Scheduling | Flexible times that fit your week | Limited office hours |
| Comfort | Talk from your own home | An unfamiliar waiting room |
All 50
States served
200+
Licensed providers
6+
Insurances accepted, plus Medicare
Meet Our Providers
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Clinical Social Worker (LCSW)
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Licensed Psychologist
Licensed in your state, with a master's-level education or higher and specialized training in the mental health of older adults.
Why Our Clients Choose Total Life
92% of members stay with their assigned therapist.
Dr. Tim Calvin has been a God Send. He is a kind, gentle and humorous man.
Read Reynold’s full storyShow less
Dear Total Life. Thank you for your wonderful service of therapy for the elderly. I had been searching for some time for therapy services for the elderly. I kept running into roadblocks until I ran across Total Life on the internet.
I had been an MSW/LCSW for 54 years and a BSW for 11 years before that. Yes, I will be 87 a few days from now. I just fully retired on March 31, 2026. I found myself drifting in the middle of Lake Michigan for some months until I found Total Life and realized there was a group of therapists reaching out to Medicare patients.
I was really fortunate I had not found someone before Total Life. I have been working on Erikson’s last stage of life and addressing the new life situations that “old age” has brought knocking. I find this a more pleasant experience compared to earlier therapy addressing the traumas and problems of growing up, plus the stress of relationships, children, addiction, financial, education and work.
A giant “THUMBS UP” for Total Life and Tim (Dr. Calvin).
Reynold Wolter
Total Life member · Working with Dr. Tim Calvin · MSW/LCSW (retired, 54 years) · Age 87
What Members Experience
After three sessions
After three sessions a majority of clients have hope that their situation is improving.
After six sessions
After six sessions a majority of clients have reflected that actual change occurred.
Most members are matched with a therapist within 24 hours. Covered by Medicare.