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Published on: Caring for Mom and Dad

How Retirement Affects Mental Health: Helping Seniors Transition to a New Phase of Life

For young people, retirement is a vague and far-off concept. The idea that you don’t have to go to work seems like a fantasy or when you’re young. Instead, you get to live on a permanent vacation where your time is, for the most part, your own. That could mean spending all day in your garden, taking a cruise you’ve always dreamed of, or just becoming one with the sofa and watching TV.

However, it’s important to remember that retirement is a monumental transition in an older person’s life, and like all colossal life transitions, it can wreak havoc on one’s mental health in ways that we can’t fathom in our youth. According to a report by CBS News, an estimated 29% of retirees suffer some form of depression. Who expects to be depressed when they retire?

As our parents reach retirement age, we want to be there for them as much as possible. We want to help them transition smoothly into this new phase of their life. Our parents do and will need this help, even if they don’t want to admit it. Whether staying in their home, staying with you, or staying in a retirement facility, we want to make our parent’s golden years their best. So, it’s important to help care for our older loved ones’ mental health as much as their physical health.

In this blog, we’ll explore problems that seniors face when entering retirement and how you can be the steady hand that guides your loved ones through the sometimes troubled waters of retirement.

 

How Retirement Impacts Mental Health

 

Some may not understand the idea that older people, like our parents, might face mental health issues caused by retiring. However, consider the fact that when a person retires, a major chapter of their life has ended. The day after they retire, your parents are faced with a new reality and they will need your help.

 

The Shift in Identity from Worker Bee to Retiree

For so many of us, our identity is tied to our jobs. How many times have you met someone new, and within seconds of meeting each other, one of the first questions is, “So what do you do?” When an older person like our parents retires from working, they do, in effect, lose a part of themselves, one they have spent decades building. This can be even worse for older people with little to no interests outside their jobs. Our parents have an identity, a role to fill, and a purpose at their job. No matter what the job is. When they retire, our parents will have to adjust to a new reality, especially if they have worked for one company for a long time. At first, your parents might feel happy and relieved not to have the responsibilities they once used to, especially if they were in a position of authority. It’s almost the dream to go from “How do I fix this?” to “Not my problem!” In turn, that may even lead our newly retired parents to ask questions like “Who am I now?” There is also a social-psychological aspect to consider. Even if our parents complain about working every day, they will still miss the job. Not only their role at the job but consider the years and potential decades they’ve spent working alongside those people. Many of those work relationships will be severed upon retirement, which can feel very isolating.All that is to say that not all older people like our parents are as mentally ready for retirement as they think they are, even if they long for it. As first reported by Forbes, in 2022, OnePoll surveyed 1000 recent retirees, 32% of whom said they wished they had kept working longer in their careers. While another 32% admitted they didn’t feel well prepared for the day-to-day realities of retirement.

Loss of Routine and Structure

It’s been well established that having a routine is positive for our mental health for a variety of reasons. Having a set routine helps us to feel less stressed, sleep better, be happier, and be happier overall. When our parents retire, their daily routine drastically changes. Instead of doing what they have done for decades, getting up, eating, showering, and commuting to work, they can now sleep in and do literally nothing. Sometimes, we can be so used to a routine that our body seems to be doing everything while our brain is still asleep. The same is true for our parents, who’ve been working longer than we have. For some, having that newfound freedom can be a welcome change. For others, the lack of routine can feel overwhelming or even lead to feelings of depression and anxiety and may potentially affect addiction issues. When our parents retire, it’s a good idea to encourage them to keep certain routines or even develop new ones to help keep them more grounded.

 

Financial Anxiety

As our parents get closer to retirement, one of the biggest questions they may ask is, “Can I even afford to retire?” In a perfect world, when our parents retire, they will have enough savings to last the next thirty years of their lives and allow them to live comfortably. The thing is, that’s not always the case. Not all retirees are financially secure enough to retire, which can cause many negative feelings. On top of the typical worries about being able to afford living expenses and so on, sometimes our parents may feel a sense of shame. They may end up practically kicking themselves for not doing more to prepare for retirement now that it’s looking them directly in the face. None of us want to see our parents or older loved ones go through that. As your parents are near retirement age, sitting with them and discussing their finances may be a good idea. At the very least, it may help to get rid of some of their anxiety by talking about it openly.

 

A son talking to his elderly mother

Most Common Mental Health Issues Seniors Face In Retirement

On paper, retirement should be the best time of our lives, right? No doubt our parents thought so. After a half-century of being workforce members, they’ve more than earned it. Unfortunately, that clearly isn’t always the case, and mental health issues that arise can put a dark cloud over their golden years. As such, we need to watch out for various all-too-common mental health issues that may arise.

 

The Retirement Blues

Depression is unfortunately very common for retirees, to the point where some have called it The Retirement Blues. Feelings of depression may be prevalent in older people if they are forced to retire. Meanwhile, some retired people may immediately check things off their bucket list by doing all the things they have wanted to do for decades. Your own parents might be in the middle of this very thing, in fact. As great as that is, it can also lead to a problem. Once those retirement goals have been achieved and everything has been checked off the list, your parents may have a sense of depression. As, once your parents have done everything they wanted to do, they might end up questioning, “What’s left?”. As retirement Coach Scott Miller told CBS News when talking about the transition to retirement:

“People underestimate the amount of change that is about to take place,” It’s not pleasant to think about, but when your parents do retire, being at that age may make some older people even feel that they are now a step closer to the grave than they are a cradle. This sense of impending finality may cause your parents to feel depressed in the face of their own eventual mortality. Also, it’s not uncommon for older people like your parents to feel a big sense of grief and loss at the huge part of their life that is now over, which is totally normal. Even encouraging your retired parents to volunteer once a week can potentially do a world of good for their mental health.

 

Anxiety for the Future

One of the nice things about working is that jobs and routines give us a sense of structure, along with the money, of course. For better or worse, when they worked, our parents generally knew what each day at work would bring. When they retire, our parents are now riding on a double-edged sword of nothing but free time and no additional income equal to what they made coming in. Unless parents are already financially secure going into retirement, the anxiety can be overwhelming. Any unexpected expenses, be it cost of living, health issues, etc., could worsen things. In a survey conducted by OnePoll for Forbes Health, most new retirees said that financial insecurity had been the most difficult part of retirement. Ideally, our parents will live for at least another thirty years after they retire from working. But while that time could be exciting, it can also seem like a frightening and uncertain future.

 

The Risk of Loneliness

Something to remember is the newfound feeling of loneliness that your parents may now face. We mentioned the loss of work-related relationships a moment ago, but consider for a moment all of the people your parent(s) interacted with on a workday. Even on the commute to work, whether they took public transit or just had to greet someone when they started their work day. All of those daily interactions your parents took for granted will suddenly cease. If your parent is single or widowed and lives alone, this feeling of social isolation could be even worse. Studies have shown that social isolation can lead to or exasperate addiction issues, as well as lead to higher stress levels, sleep issues, and heart disease, among other things.

 

How We As Children Can Support Our Retired Parents

 

At the end of the day, one of the best ways to help our parents with their transition into retirement is to be there for them as much as possible. Keep in mind that they don’t have a parent to help them through this like they were there for us during so many formative times in our lives.

 

Communicate openly and clearly

Discussing your parents’ mental health may not be the easiest conversation you had with them, but it’s a vital one to have. According to the World Health Organization, 15% of people aged 60 and older live with a mental disorder. When you decide to talk to a parent about how they are feeling, remember that your parents typically come from a generation where openly talking about things like depression, anxiety, and other mental health issues may be incredibly uncomfortable for them. If they do decide to speak, listen intently without judgment. It takes a lot of strength and trust to open up. If you are having challenges in the conversation, don’t be afraid to seek telemedicine therapy, phone counseling, or therapy online for additional support.

 

Help find a hobby or discover a new passion

Hobbies are a great way to help a parent’s mental health when they retire. One of the main reasons is they are able to give that sense of purpose much like their former job did. If, for example, your parents get into building puzzles or model cars, there is always a sense of achievement upon completion. If there are passions you share with a parent, this is a great opportunity to expand on that hobby. Along with allowing you to develop a closer bond with your parents, it keeps their mind engaged, gives them a bit of structure, and helps to fight off loneliness.

 

group of older people dancing and being social

 

Encourage Your Parents to build a social life

It’s always a good idea to encourage your newly retired parents to have a social life, especially if they had little to no social life outside of their former job. The great thing here is that there are almost always plenty of options depending on your community. Whether it’s being a part of a church group, volunteering, having a weekly bingo game, or just meeting up for a daily coffee with friends. These social bonds can do wonders for your parent’s mental and physical health.

 

Encourage a healthy lifestyle

We’re not saying you should suggest your parents should strive for a six-pack or anything. Still, it has been proven that exercise is beneficial for mental health, especially when it comes to things like anxiety or depression. Even a simple walk around the block in the fresh air can do wonders. It’s also important to have a healthy diet to stave off things like type 2 diabetes, which can also impacthttps://www.diabetes.org.uk/guide-to-diabetes/emotions/depression

mental health. In fact, encouraging your newly retired parents to join an aerobics class or a walking club could fill their exercise and social needs.

 

Talk to your parents about their financial concerns for the future.

It can be just as hard to talk to a parent about their financial future as it is their mental health. As your parents are nearing their retirement age and your parent’s financial future, this is a conversation that needs to happen. The last thing we want is for our parents to be stressed out about their finances during their golden years. After all, your parents have worked their entire lives to retire. When you talk to your parents about their financial concerns, your goal is to assist them with financial planning and budgeting for the future. Don’t be afraid to bring a financial planner into the mix to help your parents reach their goals further. They sacrificed so much when we were kids so we could sleep soundly for the rest of our lives; this feels like the least we could do in return.

 

Conclusion

As we’ve seen so far, when our parents and elderly loved ones retire, they face a wide array of mental health challenges as they transition into the new phase of life. I love my mom and dad, and it honestly pains me to see them get older. Some people who retire are able to do so on their own terms, while others are forced into it. In either case, as children, it’s important that we help our parents out at this time. It’s also important to know that there is help, be it through telemedicine or within your local community. As your parents approach retirement, take the time to talk with them about it for all of you.