Online therapy in Fargo, North Dakota.
Total Life therapists licensed in North Dakota serve clients in Fargo and surrounding areas. Covered by Medicare. Sessions by phone or video, from your home in Fargo.

Covered by Medicare and most major plans
Care that fits Fargo life.
Whether you live in Fargo year-round or just part of the year, getting therapy shouldn't require a car ride. Total Life sessions happen by phone or video, from wherever you are in Fargo.
Our therapists are licensed in North Dakota and trained specifically in the concerns older adults face: grief, loneliness, transitions, family relationships, sleep, anxiety, and the cognitive changes that come with age.
Most insured Fargo clients pay $0 out of pocket. We confirm your exact coverage in 60 seconds before your first session.
How Medicare covers therapy in Fargo, North Dakota
If you are on Medicare and live in Fargo, you can access licensed therapy without leaving home. Medicare Part B covers outpatient mental health services, including individual therapy sessions with a licensed clinician. After meeting your annual deductible, Medicare typically covers 80 percent of the approved cost. Most Total Life patients in Fargo pay nothing out of pocket.
Total Life therapists licensed in North Dakota work with older adults across Fargo and surrounding communities. They specialize in the conditions that most affect quality of life after 65: depression, anxiety, grief and loss, caregiver stress, chronic illness, cognitive change, and life transitions such as retirement, relocation, or the loss of a partner. Sessions happen by phone or video, so distance and transportation are never barriers to care in Fargo.
Getting started takes about five minutes. You share a few details about what you are looking for, we verify your Medicare or insurance coverage at no cost, and you are matched with a therapist within 48 hours. Your first session can happen from your living room, your kitchen, or wherever is most comfortable for you in Fargo.
