Total Life
Massachusetts

Online therapy in Cambridge, Massachusetts.

Total Life therapists licensed in Massachusetts serve clients in Cambridge and surrounding areas. Covered by Medicare. Sessions by phone or video, from your home in Cambridge.

Older adult in Cambridge, Massachusetts connecting with a Medicare-covered online therapist

Care that fits Cambridge life.

Whether you live in Cambridge year-round or just part of the year, getting therapy shouldn't require a car ride. Total Life sessions happen by phone or video, from wherever you are in Cambridge.

Our therapists are licensed in Massachusetts and trained specifically in the concerns older adults face: grief, loneliness, transitions, family relationships, sleep, anxiety, and the cognitive changes that come with age.

Most insured Cambridge clients pay $0 out of pocket. We confirm your exact coverage in 60 seconds before your first session.

How Medicare covers therapy in Cambridge, Massachusetts

If you are on Medicare and live in Cambridge, you can access licensed therapy without leaving home. Medicare Part B covers outpatient mental health services, including individual therapy sessions with a licensed clinician. After meeting your annual deductible, Medicare typically covers 80 percent of the approved cost. Most Total Life patients in Cambridge pay nothing out of pocket.

Total Life therapists licensed in Massachusetts work with older adults across Cambridge and surrounding communities. They specialize in the conditions that most affect quality of life after 65: depression, anxiety, grief and loss, caregiver stress, chronic illness, cognitive change, and life transitions such as retirement, relocation, or the loss of a partner. Sessions happen by phone or video, so distance and transportation are never barriers to care in Cambridge.

Getting started takes about five minutes. You share a few details about what you are looking for, we verify your Medicare or insurance coverage at no cost, and you are matched with a therapist within 48 hours. Your first session can happen from your living room, your kitchen, or wherever is most comfortable for you in Cambridge.

Does Medicare cover online therapy in Cambridge, Massachusetts?
Yes. Medicare Part B covers outpatient mental health therapy, including telehealth sessions by phone or video. Residents of Cambridge on Original Medicare or a Medicare Advantage plan can use Total Life to connect with a licensed therapist. Most patients pay $0 per session. We confirm your exact coverage before your first appointment.
What conditions do Total Life therapists treat in Cambridge?
Total Life therapists serving Cambridge help older adults with depression, anxiety, grief, caregiver burnout, chronic illness, cognitive change, trauma, and major life transitions. Every therapist on our platform specializes in working with adults 65 and older. Sessions are available by phone or video on a schedule that fits your life.
How do I find a Medicare therapist in Cambridge?
The fastest way is to start at Total Life. We match Cambridge residents with licensed Massachusetts therapists who accept Medicare and specialize in older adults. The process takes five minutes online, or you can call 1-800-567-LIFE. You can also browse all Massachusetts therapists on our location page.

Other cities we serve in Massachusetts

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