How does Medicare pay for online therapy?

Medicare covers online therapy under Part B and some Advantage plans. Coverage includes virtual mental health sessions with licensed therapists.

What makes online therapy helpful for seniors?

Online therapy offers a convenient, private way for seniors to address mental health needs from the comfort of home.

How can seniors schedule therapy with Total Life?

Seniors can schedule therapy by visiting Total Life’s website, signing up, and selecting an available session time.

What are common signs seniors need therapy?

Signs include ongoing sadness, anxiety, loneliness, or struggles with daily activities and relationships.

Is virtual therapy as effective as meeting a therapist in person?

Yes, virtual therapy is proven to be just as effective as in-person sessions for most mental health issues.

Does Medicare cover therapy sessions done online?

Yes, Medicare covers online therapy services under certain plans, making mental health care more accessible.

What types of therapy can seniors get with Total Life?

Total Life provides therapy for anxiety, depression, grief, stress, and other emotional challenges tailored for seniors.

Can therapy help seniors feel less lonely?

Therapy helps seniors overcome loneliness by providing support, strategies for connection, and emotional tools.

How can I find a therapist that fits my needs?

Choose a therapist based on their experience, specialty, and how comfortable you feel speaking with them.

What should I expect from my first therapy session online?

Expect a private discussion where the therapist learns about your concerns and creates a plan to meet your goals.

What mental health issues are most common among seniors?

Seniors commonly face depression, anxiety, grief, loneliness, and cognitive concerns related to aging or isolation.

How do I know if online therapy is right for me or my elderly family member?

Online therapy is a good fit if you want convenient, private support for emotional or mental health needs from home.

What are the signs of depression or anxiety in older adults?

Signs include sadness, worry, fatigue, sleep changes, loss of interest, or withdrawing from social activities.

Can online therapy help with grief, bereavement, or loss?

Yes, online therapy provides emotional support and coping strategies for dealing with grief and life transitions.

How do I talk to my doctor about mental health concerns as a senior?

Start by sharing how you’ve been feeling, any changes in mood or sleep, and ask if therapy might be helpful.

What technical equipment do I need for online therapy sessions?

You’ll need a phone, tablet, or computer with internet access, plus a camera and microphone for video sessions.

Is online therapy private and secure for seniors?

Yes, online therapy is HIPAA-compliant, ensuring sessions are private and secure, just like in-person care.

Are there therapy options for seniors who are not tech-savvy?

Yes, many providers offer phone-based therapy sessions for seniors who prefer not to use video or devices.

Can I switch therapists if I’m not comfortable with the one assigned to me?

Yes, you can request a different therapist at any time to ensure a comfortable and effective experience.

How do I prepare for my first online therapy session?

Find a quiet, private space, test your device, and think about what you'd like to share or work on in therapy.

Get Support

We’re so sorry

Hope is closer than you think.

Whatever brought this card to you — a loss, an illness, or a hard season — your feelings are real, and they matter. You don’t have to carry this alone.

Someone is here to listen. Talk to a therapist who specializes in older adults — from home, by phone or video.

Check my coverage Or call 1-800-567-LIFE

Most members are covered up to 100% with Medicare + supplemental insurance.

Be gentle with yourself

Take things one day at a time.
Lean on the people who care about you.
Talking with someone can make the weight a little lighter.

If you’re in crisis or thinking about harming yourself, call or text 988 (Suicide & Crisis Lifeline), any time, day or night. In an emergency, call 911.